The Naked and the Nerdy is the second episode of the seventh season in this television sitcom on Family Matters, which was aired from ABC on September 29, 1995. It was directed by Richard Correll and written by Stephen Langford.
Urkel and Laura accidentally see each other au naturel in the bathroom, and are embarrassed to speak to each other afterward. Meanwhile, Carl does a favor for his neighbor, Larry Johnson (Spencer Garrett), in the form of keeping his wife's gift (a diamond bracelet) hidden at his home. However, when Harriette mistakes it as her anniversary gift, Carl must set things straight.
Urkel and Laura accidentally meet in the bathroom, both of them stark naked! The two must deal with their emotions from this embarrassing meeting from everyone. When Myra finds out, she learns how embarrassed Urkel and Laura are to face each other. However, Eddie comes to their aid and helps Urkel and Laura overcome their embarrassing meeting by relaying his own experience when he caught Carl and Harriette naked as a child. He was embarrassed at first by this and didn't like talking about it. After Carl and Harriette talked to him about it, Eddie was able to overcome this. He tells Urkel and Laura not to let it bother them and just talk to each other. They do, after Eddie leaves.
Carl, meanwhile, does a favor for a neighbor and keeps hold of a watch (intended as an anniversary gift for the neighbor's wife), but Harriette thinks the gift is for her. So now, he must set things right and explain the truth. When she thinks he forgot her gift again, Carl explains that he didn't and pulls a wrapped present for her. After Harriette opens it, she realized he had framed their pictures at the carnival inside the Ferris wheel on their first date back in their youth.
In the end credits, Urkel and Laura set up various locks on the door to avoid another situation.
- Reginald VelJohnson as Carl Winslow
- Jo Marie Payton as Harriette Winslow (credited as Jo Marie Payton-Noble)
- Darius McCrary as Eddie Winslow
- Kellie Shanygne Williams as Laura Winslow
- Jaleel White as Steve Urkel
- Michelle Thomas as Myra Monkhouse
- Spencer Garrett as Larry Johnson
- Rosetta LeNoire (Estelle Winslow), Bryton McClure (Richie Crawford) and Shawn Harrison (Waldo Geraldo Faldo) didn’t appear in this credit and episode.
- Eddie: [not knowing Steve and Laura saw each other naked] Jackpot! Fried chicken! Ha ha! Hey, there's enough for everybody. You want a breast, Steve?
- Urkel: No, thank you, Eddo.
- Eddie: Well, how 'bout a nice, juicy thigh?
- Urkel: Would you shut your filthy mouth!